The most important piece of advice that we can give you is to not try to deal with the insurance company on your own. While we certainly want to handle your case, we are not saying this as a scare tactic. It is a documented fact that insurance companies try to take advantage of claimants that they perceive to be weak. This is usually people who are handling their own claims without any legal help.
Many people do not know that they have the ability to say no when the insurance company does not make them a reasonable settlement offer. The insurance company is not the judge and jury when it comes to your claim. In the end, a jury would decide how much money you get if you cannot reach a settlement agreement. With that in mind, you need to know what your case is worth before you begin settlement negotiations.
Expect Lengthy Negotiations
You must be prepared for some back-and-forth with insurance companies. The claims process is often one large negotiation. They rarely make their best offer first. This is why you need to approach the process with some patience and expect that it could take some months before you reach an agreement. The key is knowing when to turn down an offer that does not pay you what you deserve and how to put pressure on the insurance company to increase their payment. In the end, they do not want litigation either because it costs them money.
South Carolina Injury Lawyers
Insurance Injury Claims FAQ
What happens if the insurance company will not pay me enough?
You always have the right to file a lawsuit in court if you cannot reach a settlement.
How do I get the insurance company to take me seriously?
Having an experienced attorney on your side sends a strong message to the insurance company.
Will I need to pay a retainer to my attorney?
No. You pay nothing out of pocket and only need to pay your attorney if you win.