Text Us!

What Documents Do I Need for a Car Accident Claim in Chester, South Carolina?

Posted on

If you have been injured in a car accident in Chester, South Carolina, there are many documents that you will have to keep track of and submit to the at-fault driver’s insurance company in order to resolve your claim.  Having a lawyer can help you gather these documents and obtain the ones you don’t have.

Below, we look at some of the most important documents you will need to submit if you need to claim for a car accident injury.

Witness Statements

If you or the police gathered any witness statements, it is important to get copies. Witness statements may be given in written form, such as a police report or a written statement, or by recordings on a law enforcement official’s dashcam. In the latter case, you should be able to obtain the recording by sending Freedom of Information Act request.

A Police Report

If the police responded to your car accident in Chester, South Carolina, then there should be an incident report. Police reports contain information about your accident along with basic details like the date and time of your accident, the weather conditions, and also witness information. The report will also have a drawing of the accident.

Photographs of a Car Accident in Chester, South Carolina

Photos are important as they give insurance providers a visual image of the accident. Often, more than one person takes pictures at the scene. However, it is always best to take your own photos to protect yourself.

Medical Records and Bills

Your medical records should contain thorough details about the cause of your injuries, the extent of your injuries, and the resulting treatment. While medical records may be costly to obtain, they are a necessity, as an insurance company often won’t evaluate your case thoroughly without them.

The medical bills reflect the financial impact your accident has had on you. Keep a list of all the medical providers along with receipts of payment and bills so that compensation for your injuries can be valued.

Tickets in Relation to a Car Accident

If the person who caused the accident contests their ticket, it may be helpful to go to the trial to help prevent the ticket from being dismissed.  If the at-fault driver admits guilt in any way, it may be used against them when you seek fair compensation.

Health Insurance

If you have health insurance, your medical bills will have been covered. However, your attorney will need your health insurance card so that he or she can collect information about your health plan to discuss your medical bills with the insurance provider.

A Work Schedule

If your injuries from the car accident in Chester, South Carolina, led to you having to miss work, be sure to keep a detailed record of the time you have spent off as well as lost wages.

Medicaid Card or Medicare Card

If Medicaid or Medicare has been paying your bills, they will have a lien on any settlement that you receive. The task of determining whether or not they do have a lien and the amount can be lengthy and tedious, but your Chester car accident lawyer can do the work for you.

Your Car Insurance Policy

Give your lawyer a copy of your car insurance policy to review so that he or she can determine the type and amount of coverage you have, as well as any exclusions that may be in place.

Chester South Carolina Car Accident Attorney
If you need representation for a car accident, contact Elrod Pope Law Firm for a free case evaluation

What Can You Expect from an Insurance Settlement?

How your car accident claim proceeds depend on the particulars of your case, how the accident happened, whether or not laws were disregarded, if anyone acted negligently, and whether or not there were extenuating circumstances.

If the accident was not your fault, you are likely to hear from the at-fault driver’s insurance provider, and chances are they will want to offer you a quick and easy settlement. While this may sound tempting, especially if you’ve never had to deal with a claim before, be wary of being taken advantage of. The insurance company might try to get you to settle for a relatively low amount, or they could deny your claim completely. They will want you to believe everything they say about the validity and value of the claim without exploring further, and this means you may not get what you deserve.

Instead, when the insurance company contacts you, let them know that you are not prepared to give a statement without speaking to your car accident lawyer. Your attorney will handle the entire negotiations process for you to ensure that you get fair compensation. Many times, insurance companies will only take a claim seriously when a lawyer gets involved. A knowledgeable lawyer who deals with car accidents in Chester, South Carolina, will understand the process and how to carefully gather all the documents and evidence together to prove damages and liability, while ensuring you are not taken advantage of.

Most of the time, such claims do not go to trial, since both sides can benefit from reaching a fair settlement. However, it is necessary to act quickly when filing a claim so that you do not lose out on your right to take the insurance provider to court. In South Carolina, you have three years from the date of your accident to file a claim.

Contact a South Carolina Car Accident Lawyer

If you have been injured in a car accident in Chester, S.C., call a trusted attorney at Elrod Pope to discuss your case and the necessary documents.

Get in touch with us today to get started with your FREE case review. We’re only a call, click, or short drive away.

*Disclaimer* The information contained in this Website is provided for informational purposes only, and should not be construed as legal advice on any subject matter. No recipients of content from this site, clients or otherwise, should act or refrain from acting on the basis of any content included in the site without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from an attorney licensed in the recipient’s state. The content of this Website contains general information and may not reflect current legal developments, verdicts or settlements. The Firm expressly disclaims all liability in respect to actions taken or not taken based on any or all the contents of this Website.

Any information sent to The Firm by Internet e-mail or through the Website is not secure and is done so on a non-confidential basis. Transmission of information from this Website does not create an attorney-client relationship between you and The Firm, nor is it intended to do so. The transmission of the Website, in part or in whole, and/or any communication with us via Internet e-mail through this site does not constitute or create an attorney-client relationship between us and any recipients.

Some links within the Website may lead to other web-sites, including those operated and maintained by third parties. The Firm includes these links solely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents.

This Website and its contents are provided “AS IS” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Furthermore, The Firm does not wish to represent anyone desiring representation based upon viewing this Website in a state where this Website fails to comply with all laws and ethical rules of that state.

E-production, distribution, republication, and/or retransmission of material contained within The Firm Website is prohibited unless the prior written permission of The Firm has been obtained.

Any results achieved on behalf of one client do not necessarily indicate similar results can be obtained for other clients.

Fee Disclosure: If your case is taken on by the firm, the fee arrangement will be a percentage of the final value of the case as follows: up to 40% for litigation, 35% for pre-litigation, and 33% for workers comp. This calculation will be done before the deduction of expenses. Additionally, the client will be responsible for the expenses resulting from the case.