What To Do if You Were Involved in an Uber Accident in Chester, SC
Your car has been in the shop for a week now, and it looks like it will be there indefinitely while the mechanic awaits parts. Since you are new to the area, you decide to use Uber to get you to and from your job in South Carolina. Things have been going great for the last few days, and you even set it up so you can have the same driver every day. But on Friday, your rideshare driver hits another vehicle and before you know it, you are in an Uber accident. You receive medical treatment at the scene and spend the night in the hospital with a head injury. Your question is who is responsible for your medical bills and injuries?
If are driving your personal vehicle, you know that your insurance is responsible for covering the damages and injuries of the other driver as well as your own. But you were riding in an Uber car, and you know they are different than a taxi service. So who is responsible for compensating you for your injuries? Since your Uber driver was following the car in front of him too close and not paying attention, it is up to his insurance carrier to pay for your medical bills and damages. Being in an Uber accident can be confusing, but you should seek legal advice after the accident to make sure you receive the compensation you deserve.
What Will You Have to Prove in Your Uber Accident?
Even though you have a good relationship with the Uber driver, his insurance company may try to deny your claims for compensation. Of course, it is not personal, but that is just how insurance companies operate. If you work with an accident attorney, they will be able to investigate the Uber accident and determine who is at fault. Your lawyer can make sure the insurance company assesses blame to the correct person. They can also prove if your rideshare driver was negligent in the accident. Here are a few examples of negligence your attorney might look at:
- Was the rideshare driver distracted?
- Was the rideshare driver guilty of reckless or aggressive driving?
- Was the rideshare driver under the influence of drugs or alcohol?
- Was the rideshare driver speeding or ignoring traffic regulations?
An attorney may also enlist the help of a South Carolina accident reconstruction specialist to prove the driver was negligent while transporting you to your destination. Lawyers have resources to help you determine who was at fault in the accident and get their insurance company to compensate you for your damages. They will work to negotiate with the Uber driver’s insurance company to cover your medical expenses and damages.
Does My South Carolina Uber Driver Have Rideshare Insurance?
When you sustain injuries in an Uber accident in Chester, you will need to know who you should file a claim with for compensation for your injuries and damages. Rideshare drivers in South Carolina must carry insurance on their vehicles. During the time they are working and on-duty picking up and dropping off passengers, their coverage is through Uber’s commercial automobile insurance coverage. Depending on whether or not the driver is responsible for the Uber accident, the company may force the driver to file the claim for damages under their own insurance policy if their negligence is the cause of the accident. If the policy the rideshare driver has on their car does not provide enough coverage, Uber’s commercial insurance policy will usually cover the difference.
The best way to determine who you should seek compensation from is to work with an experienced accident attorney. They can use their resources to find out who is responsible for paying for your injuries and damages. A lawyer can also negotiate with insurance companies to make sure your medical bills, prescriptions; charges for physical therapy (if necessary) receive adequate compensation. They will work to protect your rights and look out for your best interest.
What if My South Carolina Uber Driver Does Not Have Insurance?
If you file a claim with the Uber driver’s insurance carrier and find out they do not have insurance, you may need to seek legal action against them. An attorney will be able to help you file the necessary paperwork to bring a suit against the driver for the Uber accident. Insurance companies spend the majority of their time denying claims and requests for compensations to stay in business. A lawyer will not back down from an insurance carrier and will fight to make sure your medical bills and damages receive adequate compensation.
After you sustain injuries in an Uber accident, you will need to focus your time and attention on recovering from your injuries so you can return to work and get your life back to normal. You do not have the experience necessary to fight with an insurance company to get them to cover expenses you incur as the result of riding with their insured party. Let a lawyer take on the insurance company while you heal. An attorney you hire will not rest until you receive any and all compensation you deserve. They will work for you as long as necessary until you are completely satisfied.
Contact an Attorney In Chester for Help with Your Uber Accident Case
If you or someone you love has injuries or damages after being in an Uber accident in Chester, you need to consult with an experienced accident attorney in South Carolina to assist you with your case. Our lawyers can use our resources to determine who is at fault in the accident and negotiate to get you a settlement that will cover your medical expenses. We will also make sure you receive compensation to cover any injuries that may arise at a later date. Our job is to make sure your needs are met and get you any and all monies you are due relating to your injuries. The only way we can help you is if you meet with us so we can discuss your case.
Call Elrod Pope at 803-599-3080 today for a free consultation so we can help you with your accident case.