If You Were at Fault in A Car Accident and Do Not Have Insurance, What Should You Do?

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In South Carolina, if you want to drive a motor vehicle, you must have at least liability insurance on your vehicle. That includes coverage for personal injuries and for property damage if you are at fault in a traffic accident. Of course, the minimum coverage required by the state often is not enough to cover damages, including injuries and property damage, in the event of an accident, but some coverage is required. If you have no insurance coverage of any kind and are at fault in a traffic accident, you are in several kinds of trouble. Among the problems you will face are:

  • How will you pay for the other driver’s damages?
  • What happens if the other driver sues you?
  • Will the state punish you for not having insurance?

Talk to A Rock Hill Car Accident Attorney Today

If you have been involved in a traffic accident in the Rock Hill area where you were at fault but have no auto insurance, you need to talk to an attorney right away. Not having insurance is already a legal problem, and if you were at fault, your problems are not only legal but also financial. You need to consult with Elrod Pope Accident & Injury Attorneys today to speak with a Rock Hill car accident lawyer and see what they can do to help.

Uninsured Accident FAQs

Am I responsible for the other driver’s damages if I was at fault? 

Unfortunately, the answer is an unequivocal “yes.” Whether those damages are a little or a lot, you are on the hook for paying them. If you can’t afford to pay, the other driver can sue and get a judgment against you for the amount of their damages.

Will I be in trouble with the state for not being insured? 

Once again, yes, you will. You will have to pay fines for not having insurance, and there will be other consequences, as well.

Will I still be able to drive?

Not legally. Your driving privileges, license plate, and registration will be suspended if you are not insured. In fact, that likely happened before your accident. You could be faced with charges for driving without a license, driving under suspension, or any number of other charges, in addition to your accident liability.

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