Text Us!

5 Common Misconceptions About Workers’ Compensation

Posted on

If you’ve been injured at work in Rock Hill, you may be entitled to workers’ compensation. However, too many injured employees don’t file these types of claims because they believe one or more of the many misconceptions surrounding them. Below are the five most common misconceptions about workers’ compensation claims in Rock Hill and the truth behind them.

 

You Only Need to Know About Workers’ Compensation When You Get Hurt

Too many employees think the only time they need to learn about workers’ compensation is if they are hurt in an accident at work. That is not true, however. When a company hires you, they will likely give you paperwork concerning your right to workers’ compensation. This often comes in the form of an employee handbook. It’s important you read through this and understand what your rights are before ever becoming injured. It will help you take the right action quickly, so you don’t hurt your claim.

 

If You Were at Fault, You Cannot Claim Workers’ Compensation 

Many people think that workers’ compensation claims are like car accident claims. You have to go through insurance to claim compensation and, if you were at fault for the accident, are barred from receiving benefits. However, workers’ compensation doesn’t work that way. It is a no-fault system, meaning negligence does not need to be determined. As long as you were hurt at work performing duties in the scope of your employment, and your employer has more than four employees, you are entitled to compensation. 

 

Workers’ Compensation Only Provides for Lost Income

Workers’ compensation does largely cover your lost income if your injury prevents you from working. However, it can also help cover costs of doctor’s appointments, medication, and when necessary, provide compensation for permanent disability or disfigurement. 

 

You Should Always Accept the Insurance Company’s Settlement Offer

The insurance company your employer has chosen will work like other insurance companies. They will try to keep their profits, which many times means reducing your claim. An insurer will likely offer you a small amount, hoping you’ll be happy to receive anything at all and jump at the offer. Unfortunately, this is exactly what many injured workers do. 

It’s important to know though, that the insurance company’s first offer is rarely their best one, or even a fair one. If you accept it, you could forfeit compensation you desperately need. An attorney can advise on a fair settlement offer, and even communicate with the insurance company to make them aware that you’ve hired legal representation, and that they will be held accountable. 

 

You Don’t Need a Rock Hill Workers’ Compensation Attorney

Perhaps the biggest misconception when filing a worker’s compensation claim is that you don’t need a Rock Hill workers compensation lawyer. The chances are, you do. The workers’ compensation system in Rock Hill is extremely complex. One small mistake could bar you from receiving any compensation at all. At Elrod Pope Law Firm, we want to ensure that doesn’t happen. Call us at (803) 599-3080 or contact us online to schedule your free consultation to learn how we can help with your workers’ compensation claim.

Get in touch with us today to get started with your FREE case review. We’re only a call, click, or short drive away.

*Disclaimer* The information contained in this Website is provided for informational purposes only, and should not be construed as legal advice on any subject matter. No recipients of content from this site, clients or otherwise, should act or refrain from acting on the basis of any content included in the site without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from an attorney licensed in the recipient’s state. The content of this Website contains general information and may not reflect current legal developments, verdicts or settlements. The Firm expressly disclaims all liability in respect to actions taken or not taken based on any or all the contents of this Website.

Any information sent to The Firm by Internet e-mail or through the Website is not secure and is done so on a non-confidential basis. Transmission of information from this Website does not create an attorney-client relationship between you and The Firm, nor is it intended to do so. The transmission of the Website, in part or in whole, and/or any communication with us via Internet e-mail through this site does not constitute or create an attorney-client relationship between us and any recipients.

Some links within the Website may lead to other web-sites, including those operated and maintained by third parties. The Firm includes these links solely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents.

This Website and its contents are provided “AS IS” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Furthermore, The Firm does not wish to represent anyone desiring representation based upon viewing this Website in a state where this Website fails to comply with all laws and ethical rules of that state.

E-production, distribution, republication, and/or retransmission of material contained within The Firm Website is prohibited unless the prior written permission of The Firm has been obtained.

Any results achieved on behalf of one client do not necessarily indicate similar results can be obtained for other clients.

Fee Disclosure: If your case is taken on by the firm, the fee arrangement will be a percentage of the final value of the case as follows: up to 40% for litigation, 35% for pre-litigation, and 33% for workers comp. This calculation will be done before the deduction of expenses. Additionally, the client will be responsible for the expenses resulting from the case.